How Can You Take Control of Your Retirement?
Today’s message is a simple one. It’s about getting control of your money and having it invested efficiently and optimally. I’ve been doing this for 25 years and there are certain patterns I’ve seen when it comes to how people approach their finances. Generally speaking, when people come out of college and get their first job, they have high hopes of doing well in the future and saving for retirement isn’t on the front burner. They want to have fun, find a spouse, and eventually build a family. When people do all those things and get into their 30s and 40s, that’s really when they get their eyes set on retirement. What tends to happen in the younger years, especially today, is that you might have four or five 401(k) plans out there from different jobs you’ve had and you aren’t able to monitor them the way you should. Even if you think it’s an insignificant amount of money in those wayward accounts, it’s critically important that every single dollar you’ve saved is on plan and invested for your risk tolerance and time horizon. It might make sense to consolidate these things and get them in one place. Know where your money is and don’t let it fall through the cracks now. If you have any questions for me in the meantime, don’t hesitate to give me a call or send me an email today. I’d be delighted to speak with you.